What you grow
is worth
standing for.

When a storm hits your grove, nursery, or farm, the damage can reach far beyond what you see in the field. Your plants, buildings, equipment, and ability to keep working may all be affected.

I'm Julio Ortega, a Florida public insurance adjuster with Active Claim Adjusters. I've been licensed in Florida since two thousand five, helping policyholders understand and present their insurance claims.

If your agricultural business has suffered a loss, the first step is identifying the policy that applies and the kind of help your claim needs.

That distinction matters. Insurance for growing crops or nursery plants is not necessarily the same as insurance for a greenhouse, packing house, irrigation equipment, or harvested inventory. Damage to citrus fruit and damage to the trees themselves may also involve different coverage.

For farm and agricultural property claims, I can help review the policy, document the damage, organize estimates and supporting records, and communicate with your insurance company within our agreed scope of representation.

My role is to represent you, the policyholder.

Federally reinsured crop insurance follows its own rules. Your crop insurance provider assigns its loss adjuster. Any assistance I provide with a crop claim must fit the policy, the required authorization, and the services we agree on. We start by reviewing those requirements together.

Imagine a storm damages a nursery's shade structure and plant inventory. Photos of the site are valuable, but the claim may also need plant lists, purchase and sales records, repair estimates, and information about the condition of the property before the storm. Different parts of that loss may belong under different policies.

A clear record helps explain what happened, what was affected, and the amount being claimed.

Notify your crop insurance agent or insurer promptly. Follow their instructions about protecting the property, inspections, harvesting, replanting, and disposal. Get any required approval before removing damaged crops or changing evidence.

Whether you have a new loss, unanswered questions, or a settlement offer you want to understand, let's review where things stand.

Call me at seven eight six, five four seven, six seven five one, or use the claim review section on this website. Tell me what was damaged, where your operation is located, and what your insurance company has said so far.

You have a business to keep growing. Let's talk about the next step for your claim.